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Kent Brewer

Kent Brewer

Principal Mortgage Broker
Certified Financial Planner *

Kent Brewer is a founder and co-owner of Front Gate Mortgages (2010) Ltd. Kent holds the Certified Financial Planner designation and is a life member of MDRT (Million Dollar Round Table) and was awarded Court of the Table status pertaining to the 2020 year. He has been involved in the financial services industry since 2002. Kent graduated with a BA from St. Thomas University in 2004, earning First Class Honours in Economics, with Distinction. He has a vast array of experience in both commercial and residential lending, as well as the insurance/investment side of the business. Kent acts as the managing broker for Front Gate Mortgages (2010) Ltd and is responsible for the coordination of the broker team and administrative staff and is often called upon for his expertise in trouble-shooting the more challenging files.
MDRT Member

More About Kent Brewer
Kent grew up on a family farm in rural New Brunswick and evidence of the principles that were instilled in him as a youngster can easily be observed in his approach to business. He demonstrates a strong work ethic, straight-forwardness, honesty, and an open mind to problem solving and this keeps he and the staff in high demand.

Kent possesses a genuine interest in helping business owners plan for the most important events in their business life, from tax efficient investment strategies, to succession planning, pensions, and covering the most significant business risks associated with the executives/ owners of companies, etc. Kent is passionate about helping his clients plot their road map for success and putting strategies in place to ensure accountability to their long-term plans.

When not at work, Kent loves spending time with his wife and 4 boys and the family’s two border collies. Kent has given back thousands of hours to his community through the several teams that his boys have played on over the years. On top of coaching this past hockey season, Kent also served on the board of the FYHA in the role of VP. He has been a registered Hockey Official with the NBHOA since 1994. Kent is a past President of Business Fredericton North. Kent has served on many industry panels and has been an invited speaker to several trade associations, businesses and community groups. Kent takes great pride in the good work that Front Gate has done for families since its inception in 2005 and a client-first approach will remain the focus of the organization so long as he has something to say about it!

Certified Financial Planner® certification is the most widely recognized financial planning designation in Canada and throughout the world and is considered the 'gold standard' for the profession. CFP professionals have demonstrated the knowledge, skills, experience, and ethics to examine their clients’ entire financial picture, at the highest level of complexity required of the profession, and work with their clients to build a financial plan so that they can Live Life Confidently™.

Stephen Morse

Stephen Morse


Being in the business for 27 years and growing up in small town of Grand Manan Island. Stephen demonstrates a strong work ethic, straight-forwardness, honesty, and an open mind to problem solving and this keeps him and the staff in high demand.
MDRT Member

More About Stephen Morse

Stephen prides himself with being an 11 Consecutive Year member of the million-dollar round table and will be receiving his lifetime membership this spring.

Some of the areas Stephen specializes in are...

  • Life insurance and final expense programs
  • Corporate succession and exit strategy
  • Critical illness
  • Disability
  • RRSP'S
  • Annuities
  • Pensions
  • Registered Education Savings Plans (RESP's)
  • Blue Cross
  • Group plans
When not at work, Stephen loves spending time with his wife and grandkids. He can be found at the local golf course supporting local charities in the Maritimes.

Eloise Tracy

Mortgage Associate

Mortgage Alliance Front Gate Mortgages, Mortgage Brokerage is widely recognised and trusted. As a Mortgage Alliance Front Gate Mortgages Associate, I have the expertise to get the Right Mortgage for your immediate and future needs. I work for you, not the banks and provide unbiased guidance in your Mortgage decision. We work with over 60 lenders (some offered exclusively through Certified Financial Planners) so you have the choice, convenience and great counsel that you deserve!

More About Eloise Tracy

I have been involved in the financial industry for over 37 years. My expertise includes numerous positions such as Manager Customer Service and Financial Advisor held with a major bank. During my tenure with the bank, I received several awards for excellence in customer service. A few years ago, I decided to pursue a career as a Mortgage Consultant and concentrate my expertise in mortgages. I have helped many first-time buyers plan for and purchase their new home as well as helping existing mortgage holders refinance or transfer their mortgage to find the best solution for their financial needs.




Michelle Levesque

Investment & Insurance Broker

I have been guiding individuals and business owners financially since 2008. I chose to represent Front Gate Financial Group because I do not believe in being biased or product pushing. Being able to offer every bank and insurance company’s product is so important to me. Every client no matter how big or small deserves an individual plan using the best products on the market. I have built my business always making myself available at clients’ convenience whether it be going to a home at 8pm after children are settled or bringing a coffee to a contractor on a job site. Much of my business is now based on referrals because clients value this personal approach.

More About Michelle Levesque

My favorite part of being a Financial Advisor is being able to educate people on their finances, and I have been the key financial speaker at many events. You work hard for your money so it is very important you have an advisor that will manage your investments so you don’t have to postpone retirement, find you the best rates for insurance because it all adds up over time, and ensure your children’s education funds are protected against market fluctuations so it is there when they need it.

Business owners I meet with are pleasantly surprised to see how affordable it is to get income protection in the event they cannot work and see strategies to get tax free cash out of their corporation. My clients speak highly of the service I provide and it means the world to me because they are the reason I get to do what I love.


Bev Bolton

Investment & Insurance Broker

Bev has had a very successful career at Scotiabank for 30+ years. Her last position there was Branch Manager, Sales and Service at the Kings St Branch. During her time there, she managed a large team of financial sales and service providers. She also assisted her own clients in buying homes, investing for the future, building their business, and managing their day-to-day finances.

More About Bev Bolton

Throughout her career, she also obtained her Personal Financial Planning designation. The studies include investing, taxation, insurance, will and estate planning. Bev is curious about your present financial status and enjoys looking for ways to improve on what you have. She is genuinely interested in helping you achieve your goals.

She has a vast knowledge of budgeting, goal planning, investing, lending, day-to-day banking, and protection. Since leaving the bank, she has furthered her studies in insurance. She now holds her Life Insurance License designation. A complete review will give you the confidence your goals will be achieved even through life events.

Bev truly enjoys working with people to help them reach the goals they set. She is interested in working with clients at any stage of life. Her vast background gives her the tools and education to show you what you could do to be better off financially.

Matthew Bragdon

Investment & Insurance Broker

Matt, born and raised in New Brunswick, obtained a Bachelor in Business Administration Degree from UNB Fredericton in 2008 and started his career as a Financial Security Advisor shortly thereafter.

More About Matthew Bragdon

Matt is a fully licensed Financial Security Advisor in the province of New Brunswick and has been for the better part of decade. He offers his services in both Canadian national languages, either French or English to better suit his clients.

As a broker, he has multiple contracts with providers to ensure that each client is obtaining the best value for their dollar in every circumstance, whether speaking of savings, protection, or succession planning.

Matt strives to ensure that every client interaction is pleasant and comfortable, adhering to the utmost professionalism by completely understanding what clients value the most.

Christa Reynolds

Investment & Insurance Broker

Christa Reynolds is on one of the more recent additions to the Front Gate Financial team and brings to the team a desire to work with people for their benefit in setting up investment plans and finding the best insurance policies to suit their situations. Christa is extremely approachable with a warm and kind nature while having the drive needed to fulfill the needs of her clients. Being a parent herself, Christa is keenly in tune with the importance of financial planning and looking ahead to the future for both her clients and their families. Christa looks forward to working with people to fulfill their needs in this venue – using her friendly personality, good work ethic and intense competitive spirit to succeed.

More about Christa Reynolds
Christa graduated from UNB with a degree in Kinesiology, but quickly discerned her true interests were in other areas. While still having a competitive spirit, she turned her efforts to the finance sector and was employed as a personal banking representative for a major banking institution for the next 10 years. After having taken a few years off to have children, Christa decided it was time to focus on other ventures and tried her hand at sales. This lacked the true feeling of helping others and Christa jumped at the opportunity to join the Front Gate Team. Outside her work, Christa loves working with the teams that the children play on – primarily hockey – having served as team manager a number of times. She displays the same passion and drive for her own family’s endeavors that her clients will enjoy from her.

Navigating the path to sound financial planning may be a daunting task, but with Christa on your team, it will be both rewarding and much less stressful.